Sonos Playbar appears at the FCC (update: WiFi explained)

Sonos is the de facto choice for multi-room audio, but even some of its biggest proponents will grumble about the lack of built-in WiFi -- going wireless in any way has meant tacking a Bridge on to the cost of an already expensive system. An FCC filing for an upcoming device, the Playbar, hints that common sense might have the upper hand. While there's few details of the audio system itself, there's explicit mentions of dual-band 802.11n WiFi inside. Just what that WiFi does is another matter. Sonos prefers using its proprietary network to cut back on lag and interference, so the Playbar's additional wireless may extend functionality rather than simplify our lives. With approval out of the way, there's a better chance we'll know the full story in the near future.

Update: We've done some digging, and the WiFi may be more innocuous: Sonos' proprietary network is actually WiFi that's just invisible most of the time. Android users have access to settings that expose Sonos' WiFi network and make it usable. As such, the Playbar may be more conventional than first thought, although its exact role in the home is still a mystery.

Filed under: Home Entertainment

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Source: FCC

Source: http://www.engadget.com/2012/12/27/sonos-playbar-appears-at-the-fcc-with-wifi/

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REITs: A Risky Investment in a Slow Real Estate Market | Sumrall ...

Real estate investment trusts (REITs) were once considered a safe place to park your cash and watch it flourish. Indeed, real estate seemed like a logical, attractive investment. Everywhere you looked, more and more shopping centers, hospitals, offices, theaters, and storage facilities were going up faster than a child?s Erector set. At their height, REITs were able to offer a none-too-shabby 7% to 8% yield.

But then, as we all know, the real estate market crashed in 2008, and the trend has seen a sharp reversal. The average yield in September was around 4.3%, far below where it had once been.

With investors now seeking a more reliable investment vehicle with less risk and better returns, the time is ripe for you to discuss fixed index annuities with your clients.

According to recent analysis, eight of the largest real estate investor companies (REICs) have lost 37% of their value over the last seven years, for a total of $11.3 billion. Some of the groups that have seen their once-profitable shares plummet include CNL Lifestyle Properties and the Dividend Capital Total Realty Trust Inc. The former?s shares have dropped from $10 to $7.31 whereas the latter?s have dropped from the same amount to $6.69.

The most obvious reason for this across-the-board depreciation might simply be the high unemployment rate, which peaked at 10%?in October 2009. As long as people remain jobless, they are naturally far less likely to buy new homes or refinance their current mortgages.

Although recent news suggests that the unemployment rate is steadily improving, why take the chance of investing in a mutual fund that doesn?t guarantee a minimum rate of return when the real estate market is still spinning its wheels? Your clients deserve to reap the benefits of a secure, no-risk investment product.

Fixed index annuities offer advantages that make them much more attractive than REITs, not the least of which is their safety. Contract owners of FIAs can expect to receive a steady retirement income and need not worry about losing their principal even when the market is performing miserably. To combat inflation, riders are also available that can raise the annuity?s payout by 3% to 5% annually, though such riders come with a hefty price.

During the growth phase, FIAs provide other desirable features that set them apart from REITs. Since accumulated value is tax-deferred, the interest is able to compound more quickly in a shorter period of time. And despite what the naysayers claim, contract owners enjoy plenty of liquidity: up to 10% can be withdrawn annually without incurring a penalty.

In short, fixed index annuities afford participants the benefit of being linked to the market but without any of the risk. For clients who have lately been dissatisfied with their REIT?s lousy rates, FIAs just might be the cure.

Call Sumrall today at 1-800-274-2844 to help your clients find the right FIA to preserve their wealth.

Source: http://mysumrall.com/reits-a-risky-investment-in-a-slow-real-estate-market

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Stuck In A Mansion

You're a supernatural and you've been invited to spend a week in the countryside, so you can learn about other non-humans for college credits, of course. Only... Something isn't quite right about that creepy mansion.

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Ethiopian Muslim activists deny terror charges

ADDIS ABABA, Ethiopia (AP) ? A group of more than two dozen Ethiopian Muslims pleaded not guilty on Monday to charges of terrorism.

Federal prosecutors are accusing the group, which includes prominent clerics and journalists, with terrorism and attempts to create an Islamic state that would undermine the country's secular constitution. Among the 28 pleading not guilty was the wife of a former senior Cabinet minister who was fired last month after publicly defending her. One defendant did not plead and instead said he was mentally unfit to stand trial.

"I have not committed any crimes but a crime has been committed against me," one defendant told the court.

The charges come amid running confrontations between authorities and Muslim protesters who accuse the government of unconstitutionally encouraging a moderate teaching of Islam called Al-Ahbash. Some of protests turned violent and eight people were killed in two spate incidents in regional towns.

The group of 29, through their 11 lawyers, had challenged the charges as unconstitutional. A three-judge panel at the country's federal court disagreed in a ruling read out Monday.

For over a year protesters at a mosque in the capital, Addis Ababa, have demanded that the government stop meddling in their religious affairs.

Right groups blame the government for the latest tension with the Muslim community. Amnesty International says the protests were first triggered when the state started "unconstitutionally meddling" in religious affairs and squashed peaceful protests with "excessive force." The United States Commission on International Religious Freedom has said the charges are part of an attempt to "crush" members of the opposition.

The Ethiopian government blames "extremists" for the ongoing protests.

"Despite the allegation of the USCIRF, it has consistently been the position of the government, both in theory and in practice, that religion is constitutionally excluded from the dominion of the state," the country's Ministry of Foreign Affairs said in a statement.

The judges said the case would reconvene Jan. 22 to hear from the witnesses of the prosecution.

Source: http://news.yahoo.com/ethiopian-muslim-activists-deny-terror-charges-122003570.html

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